LOCAL INVESTMENT OPPORTUNITIES

(for non-accredited investors to provide patient capital)

Community Development Financial Institutions (CDFIs)/Other Local Investments

Most require a minimum investment of $1000, with a return up to 3.5% depending on the number of years invested. 

Genesis Community Loan Fund, Brunswick, ME: (https://genesisfund.org/)

Loans in ME and Northern NE; solutions for affordable housing, food security, childcare and supportive services.

Cooperative Fund of the Northeast (CFNE), Watertown, MA: (https://cooperativefund.org/)

Loans to cooperatives in New England/NY, including many Maine co-ops (food, worker, etc.).

Local Enterprise Assistance Fund (LEAF), Boston, MA: (https://leaffund.org/)

Loans to cooperatives (food, housing & worker) and social purpose enterprises to grow the cooperative economy. 

$10,000 minimum investment.

New Hampshire Community Loan Fund, Concord, NH: (https://communityloanfund.org/)

Provides people and communities with loans, coaching, and guidance that enable them to become economically secure.

Equity Trust, Amherst, MA: (https://equitytrust.org/)

Helps communities to gain ownership interests in land and other local resources

Boston Impact Initiative, Boston, MA: (https://bostonimpact.org/)

Invests in enterprises owned by entrepreneurs of color and in community-owned or controlled real estate. 5% for 5 years.

First Nations Oweesta Corporation, Longmont, CO: (https://www.oweesta.org/)

Provides the tools, training, and capital to help Native people control their economic destinies.

Calvert Impact, Bethesda, MD: (https://calvertimpact.org/)

Proactively finances solutions to climate change and inequality around the world. Offers community investment notes.

$20 minimum, 3 – 5%.

PV Grows Investment Fund, Greenfield, MA: (https://www.pvgrows.net/)

Provides financing and technical assistance to farm and food businesses through community investments.

$500 minimum, 0 – 2%.

Bowdoinham Community Development Initiative, Bowdoinham, ME: (https://www.bcdimaine.org/)

Neighbors Investing in Neighbors Program allows members ($10/year) to invest to meet local needs with local capital. 

Banking Deposits in CDFIs

Hope Credit Union, Jackson, MS: (https://www.hopecu.org/)

Credit union primarily run by and serving people of color in MS and beyond.

Accepts “transformational” deposits from non-members.

Global Microloans

Working Capital for Community Needs, Madison, WI: (https://www.wccn.org/)

Provides small/micro loans to individuals and cooperatives in six Central/Latin American countries.